Developer DealNew Launch
Post-handover payment plans
Part of the price is paid after handover, in instalments over one to several years, while you already own — and can let — the unit. The split and the term are set per project; the project page carries the schedule we hold.
Why buyers choose it
- Payments track construction, so cash leaves in stages rather than up front.
- A larger handover share keeps more of your capital working elsewhere until completion.
- Developer plans usually carry no interest, unlike a mortgage drawn from day one.
What to check
- The handover payment is one large sum — decide how you will fund it, mortgage or cash, before you book.
- A construction delay moves the handover date, not your instalment dates during construction.
- Booking amounts, instalment dates and late-payment terms differ per project — read the sales agreement.
At handover the remaining balance is due before keys and title transfer. A mortgage on an off-plan unit is normally arranged in the final months before completion, and UAE banks generally finance up to 50% of the price for expatriate buyers.
Post-handover terms vary too much between projects for one worked example — the length of the tail and the share paid after keys are set per project. Open a project below for its own schedule.
34 projects currently offer this plan
Developer DealOn Sale
The Archive by Imtiaz
Imtiaz DevelopmentsThe Archive by Imtiaz, Dubai Land Residence Complex (DLRC), Dubai, UAE
Post HandoverThe source explicitly offers a 40% post-handover payment component, which may improve buyer cash-flow flexibility.
From
666,000
Handover
Q3 2028
Payment Plan
60/40
Down Payment
20%
Developer Deal
Special Discount: 15%The artwork explicitly advertises a 15% purchase discount for new studio inventory at SAMANA South Haven 2, providing a clear price incentive for brokers and buyers. The advertised starting price after discount is AED 644,000.
Post HandoverThe non-PDC payment plan explicitly defers 40% of the collection to after handover.
Special Payment Plan: Current SAMANA low-entry payment-plan campaign with Oqood registrationSAMANA's official page announces two payment structures across its entire inventory, paired with Oqood registration through the Dubai Land Department. The 80-month option requires 5% down, 1% monthly for 80 months, and 5% milestone payments in months 6, 12 and 18. The 50-month option requires 2% at booking followed by 2% monthly for the next 49 months. DLD registration, Oqood and administration charges are separate.
From
599,000
Handover
Q4 2028
Payment Plan
30/70
Down Payment
15%
Developer Deal
Post HandoverEira explicitly allows 40% of the price to be paid after handover until April 2033.
From
Price on request
Handover
Q2 2029
Payment Plan
40/60
Down Payment
10%
Developer DealOn Sale
Special Discount: AED 25,000The artwork advertises an explicit AED 25,000 cash bonus for twin villa sales at Greenz, the highest stated sales incentive in the offer.
Special Discount: AED 20,000The artwork advertises an explicit AED 20,000 cash bonus for 4BHK and 5BHK sales at Greenz, providing a higher sales incentive for these unit types.
Special Discount: AED 15,000Cash bonus of AED 15K for 3BHK units at Greenz.
+3 more
From
3,500,000
Handover
Q4 2029
Payment Plan
70/30
Down Payment
10%
Developer DealPresale / EOI
Special Discount: 2%· until 31 Oct 2026A specific Enchanté studio is reduced from AED 689,000 to AED 675,220, with the source explicitly stating a 2% discount until 31 October 2026.
Post HandoverEnchante explicitly defers 40% of the price until after handover, with payments continuing to December 2032.
Post Handover: 5 YearsThe offer defers 40% of the purchase price into eight explicit 5% post-handover installments, improving payment flexibility for buyers.
From
620,000
Handover
Q4 2028
Payment Plan
40/60
Down Payment
10%
Developer Deal
Developer DealOn Sale
Developer DealOn Sale
Developer Deal
Post HandoverHalf of the property price, AED 299,000, is explicitly scheduled for payment upon key handover in Q3 2028.
From
550,000
Handover
Q3 2028
Payment Plan
50/50
Down Payment
20%
Developer DealOn Sale
Special Discount: 2%The source explicitly offers a 2% discount on Floarea Breeze Townhouse G04, providing a direct purchase-price incentive for buyers.
Post Handover: 1 YearThe source explicitly offers 1% monthly payments for 35 months after handover, providing a defined post-handover payment structure.
From
2,109,000
Handover
Q1 2028
Payment Plan
50/5
Down Payment
20%
Developer DealOn Sale
Payment plan questions
- Is the payment plan the same for every unit in a project?
- Usually, but developers can vary booking amounts and instalment dates by launch phase or unit type. The project page shows the plan we hold; confirm the schedule in the sales and purchase agreement.
- Can I get a mortgage on an off-plan payment plan?
- Yes — typically for the handover payment. UAE banks generally finance up to 50% of an off-plan purchase price for expatriates, with the construction-stage instalments paid from your own funds.
- What happens if I miss an instalment?
- The sales agreement sets the grace period and any penalty, and Dubai Land Department rules allow a developer to terminate after prolonged default. Read the agreement and keep a buffer ahead of each date.
- Does the plan include DLD fees and service charges?
- No. The 4% DLD registration fee, Oqood registration, agency fees and annual service charges are separate unless the developer's promotion says otherwise.