Developer Deal
Post-handover payment plans
Part of the price is paid after handover, in instalments over one to several years, while you already own — and can let — the unit. The split and the term are set per project; the project page carries the schedule we hold.
Why buyers choose it
- Payments track construction, so cash leaves in stages rather than up front.
- A larger handover share keeps more of your capital working elsewhere until completion.
- Developer plans usually carry no interest, unlike a mortgage drawn from day one.
What to check
- The handover payment is one large sum — decide how you will fund it, mortgage or cash, before you book.
- A construction delay moves the handover date, not your instalment dates during construction.
- Booking amounts, instalment dates and late-payment terms differ per project — read the sales agreement.
At handover the remaining balance is due before keys and title transfer. A mortgage on an off-plan unit is normally arranged in the final months before completion, and UAE banks generally finance up to 50% of the price for expatriate buyers.
Post-handover terms vary too much between projects for one worked example — the length of the tail and the share paid after keys are set per project. Open a project below for its own schedule.
34 projects currently offer this plan
Developer Deal
Developer Deal
House of WELL
WEll Concept DevelopmentBeach Residences Dubai Islands, Rixos Dubai Islands Hotel & Residences, Dubai Islands, Dubai, UAE
DLD Waiver: AED 108,028.54The offer explicitly waives AED 108,028.54 of DLD fees for Unit 208, reducing upfront acquisition costs.
Special Discount: 10%The sales offer explicitly shows a 10% discount for Unit 208, reducing the listed price from AED 3,215,135.36 to AED 2,700,713.70.
Post HandoverThe payment schedule defers 70% of the purchase price until handover, explicitly identified as December 2027 in the artwork.
From
1,866,824
Handover
Q1 2027
Payment Plan
100/0
Down Payment
100%
Developer DealPresale / EOI
Special Discount: 5%Current Imtiaz campaign reported across all Imtiaz Developments projects: 35/65 payment plan and 5% discount on the purchase price, applying from 6:00 PM UAE time on 21 September 2026 with no announced end date. DLD transfer fee and registration costs are separate. The campaign is portfolio-wide and therefore may apply to KORE subject to unit availability and developer confirmation.
Post HandoverThe source explicitly defers 40% of the purchase price to the three years after handover, which is commercially relevant for buyer cash-flow planning.
From
0
Handover
Q4 2028
Payment Plan
50/50
Down Payment
50%
Developer DealOn Sale
Post HandoverExplicit post-handover payment option for studio units, with 50% due over two years after handover.
From
605,888
Handover
Q4 2027
Payment Plan
50/50
Down Payment
10%
Developer Deal
Reef 995
Reef Luxury DevelopmentPost HandoverOption 2 defers 40% of the purchase price until after handover, improving payment flexibility for buyers seeking post-handover terms.
From
740,000
Handover
Q4 2028
Payment Plan
72/28
Down Payment
20%
Developer Deal
Special Discount: 5%A 5% purchase discount is advertised for Brabus & Sensi alongside a 30% down-payment and 70% handover structure.
Special Discount: 2.5%Sensi is advertised with an explicit 2.5% purchase discount alongside a 25% down payment and 75% handover payment.
Post HandoverThe source explicitly states that 70% is payable at handover for Sensi.
From
3,824,930
Handover
Q2 2029
Payment Plan
69/31
Down Payment
30%
Developer DealOn Sale
Post HandoverUpdated inventory message explicitly states Trio Isle has a 5-year PHPP.
From
2,950,888
Handover
Q4 2027
Payment Plan
60/40
Down Payment
20%
Developer Deal
Special Discount: 5%The message explicitly offers brokers a 5% commission with SPA payout within three days, creating a direct sales incentive.
Post HandoverThe 2 BHK plan explicitly defers 60% of the purchase price to the three years after handover.
From
1,890,749
Handover
Q2 2026
Payment Plan
30/70
Down Payment
20%
Developer DealOn Sale
Special Discount: 17%A 17% purchase discount is explicitly offered for buyers paying 100% upfront, creating a material price incentive for cash purchasers.
Special Discount: 7%A 7% price reduction is explicitly offered for buyers using the 50/50 before-handover payment plan, improving the effective acquisition price.
Post HandoverThe source explicitly states a 60/40 PHPP structure for three years after handover, indicating that 40% is payable post-handover.
From
650,000
Handover
Q4 2028
Payment Plan
45/55
Down Payment
15%
Payment plan questions
- Is the payment plan the same for every unit in a project?
- Usually, but developers can vary booking amounts and instalment dates by launch phase or unit type. The project page shows the plan we hold; confirm the schedule in the sales and purchase agreement.
- Can I get a mortgage on an off-plan payment plan?
- Yes — typically for the handover payment. UAE banks generally finance up to 50% of an off-plan purchase price for expatriates, with the construction-stage instalments paid from your own funds.
- What happens if I miss an instalment?
- The sales agreement sets the grace period and any penalty, and Dubai Land Department rules allow a developer to terminate after prolonged default. Read the agreement and keep a buffer ahead of each date.
- Does the plan include DLD fees and service charges?
- No. The 4% DLD registration fee, Oqood registration, agency fees and annual service charges are separate unless the developer's promotion says otherwise.